There is a rise of millionaires among fund members at Club Plus Super, who reached the status through their super savings, according to the industry fund.
Chief executive Paul Cahill pointed to three strategies people employed to get there.
He said these members contributed extra funds to their super, which helped them get the most out of tax advantages, they were more engaged with the fund and checked their investment and contributions plan regularly and they sought financial advice.
According to the Australian Bureau of Statistics, there were 60,000 males and 30,000 females who had more than $1 million in super in 2009.
Cahill said members have to select the appropriate products to make their incomes last for the duration of their lives.
"Too many people use their superannuation too quickly without taking into account some of the unforseen and added costs that could arise during retirement, which may compromise the quality of lifestyle you want to enjoy throughout retirement."
Members must choose funds with quality advice facilities and support during accumulative years and retirement, he said.
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