Superannuation funds have benefited significantly from their exposure to international shares, with many funds delivering double-digit returns. This performance has been fuelled by continued strength in equity markets, particularly those with high equity allocations. Despite a sense of uncertainty in broader market conditions, 2024 returns have remained resilient, demonstrating the value of well-positioned investment strategies.
Funds like Commonwealth Superannuation Corporation (CSC) and UniSuper have navigated challenges successfully.
CSC’s investment strategy is specifically tailored to meet the needs of its members in the public service and defence sectors. By offering customised options based on the demographics and risk preferences of its members, CSC has been able to maintain steady growth, even during market downturns. Its early strategic investments in emerging sectors like renewable energy and data infrastructure, combined with a dynamic asset allocation approach that prioritises growth assets, have positioned the fund to thrive in volatile market conditions.
UniSuper, on the other hand, has excelled by focusing on sustainable investments and global diversification. Their strong performance in 2024, fuelled by a strategic tilt toward international shares, highlighted the fund’s ability to adapt quickly to market changes while focusing on long-term growth. With a focus on high-quality assets and a comprehensive risk management strategy, UniSuper has been able to provide its members with the security they need, even amid market fluctuations.
Looking ahead, it’s clear that funds that continue to innovate, offer personalised investment options, and remain agile in response to market shifts will lead the way.
The 2024 landscape highlighted an industry adapting to global challenges, with funds like CSC and UniSuper leading the way in setting the standard for high-quality, diversified superannuation strategies. These funds not only manage economic fluctuations effectively but also maximise long-term retirement outcomes for their members.
Explore the articles below to dive deeper into the strategies and approaches that have positioned these funds for success in 2025 and beyond.