The optimal pension portfolio requires a separation of needs and a separation of assets to meet those needs, according to Rice Warner....
While super funds are likely to rely more on robo-advice they still do not know enough about their members to provide personal robo-advice, Rice Warner believes....
Planners are likely to focus on the country’s dual tax system when planning investment portfolios inside and outside super, according to Rice Warner....
Actuarial research house, Rice Warner, has suggested there are changes the Government could make to eliminate the unintended consequences contained in the Budget....
Rice Warner points to the continuing rise and rise of SMSFs despite the implications of the Federal Budget....
New Rice Warner analysis points to the need for superannuation funds to rethink their insurance offerings to reflect the fact that one size does not fit all....
Any reduction in concessional contribution caps will undermine people’s ability to build adequate retirement savings, a report finds....
Rice Warner has emphasised why insurance should be an integral part of the objective of superannuation....
Rice Warner has largely agreed with the FSI’s recommendations for the objective of superannuation but believes there are significant omissions....
The accelerating pace of the shift from the accumulation to the retirement phase will take some fund trustees by surprise, Rice Warner believes....
Continuing multiple account issues makes it sensible to focus on total member super balances rather than those contained in individual accounts. ...
The Government would be wrong to predicate Budget changes on the myth of superannuation lump sums....
From my perspective, 40- 50% of people are likely going to be deeply unhappy about how long they actually live. ...
Super director remuneration ...
No doubt true, but most of it is still because over 45’s have been upgrading their houses with 30 year mortgages. Money ...